Terms of use

1. Introduction

These Terms and Conditions ("Terms") govern your access to and use of the website, services, and content provided by CANWIL Finance ("we", "us", "our"). By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree, you must not use our website or services.

2. About CANWIL Finance

CANWIL Finance is an Australian mortgage broking business that provides credit assistance and related financial services. We act as an intermediary between clients and lenders and do not provide credit directly unless expressly stated.

3. Scope of Services

Our services may include:

• Providing general information about loan products and lenders

• Assisting with loan comparisons and applications

• Submitting loan applications to lenders on your behalf

• Liaising with lenders, valuers, insurers, and other third parties

Any services provided are subject to lender approval and applicable laws and regulations.

4. No Financial or Legal Advice

Information provided by CANWIL Finance is of a general nature unless expressly stated otherwise. We do not provide legal, tax, or accounting advice. You should seek independent professional advice before making any financial decisions.

5. Client Obligations

By engaging our services, you agree to:

• Provide accurate, complete, and up-to-date information

• Inform us promptly of any changes to your financial circumstances

• Authorise us to collect, use, and disclose your information in accordance with our Privacy Policy

• Use our website and services lawfully and not for any fraudulent or improper purpose

Failure to provide accurate information may result in delays, declined applications, or termination of our services.

6. Fees, Commissions, and Payments

CANWIL Finance may receive commissions or fees from lenders, aggregators, or other third parties for arranging loans. In some cases, a client fee may be charged, which will be disclosed to you prior to engagement.

Commissions and fees are subject to change and may vary depending on the lender and loan product.

7. Third-Party Services and Links

Our website may contain links to third-party websites or services. We do not control and are not responsible for the content, accuracy, or privacy practices of third parties. Accessing third-party websites is at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law:

• CANWIL Finance is not liable for any loss, damage, or expense arising from reliance on information provided through our website or services

• We do not guarantee loan approval, loan terms, interest rates, or lender decisions

• We are not responsible for errors, delays, or actions of third-party lenders or service providers

Nothing in these Terms excludes any rights you may have under Australian Consumer Law that cannot be excluded.

9. Intellectual Property

All content on our website, including text, logos, graphics, and branding, is owned by or licensed to CANWIL Finance. You may not reproduce, distribute, or use any content without our prior written consent, except as permitted by law.

10. Privacy

Your use of our services is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information.

11. Termination

We may suspend or terminate your access to our website or services at any time if you breach these Terms, provide misleading information, or where required by law.

12. Governing Law

These Terms are governed by the laws of Australia. Any disputes arising in connection with these Terms will be subject to the exclusive jurisdiction of the courts of the relevant Australian state or territory.

13. Changes to These Terms

We may update these Terms and Conditions from time to time. The latest version will be available on our website and will apply from the date of publication.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact:

CANWIL Finance
Email: Candice@canwilfinance.com
Phone: 0452185415